# Capfolio

> Build your own stock index — direct indexing for retail investors in Europe. Pick a benchmark (MSCI World, S&P 500, etc.), exclude sectors, countries or companies, and own every stock directly in your name. 0.3% per year, all-in.

## What Capfolio does

Capfolio is a private indexing platform (also called direct indexing). Instead of buying an ETF, users build a personalized index of individual stocks based on a benchmark, with rebalancing after user approval and control over the timing of tax realization at launch.

## Key features

- Interactive index builder with illustrative historical charts (up to 10 years)
- 12 benchmark indices: S&P 500, MSCI World, Nasdaq 100, EURO STOXX 50, and more
- Exclude sectors, countries, or individual companies
- Customize stock weights
- Share custom index configurations via link
- Planned: regulated brokerage custody, savings plans, 0.3% annual fee

## Target audience

ETF investors in Germany and Europe who want more control, ethical exclusions, or influence over tax timing without picking individual stocks manually.

## Main pages

- Homepage / index builder: /
- Privacy policy (German): /datenschutz
- Legal notice (German): /impressum

## Comparison to ETFs

Unlike ETFs, Capfolio users hold individual shares directly — enabling sector/country/company exclusions, custom weights, and control over when gains or losses are realised per stock.

## Status

Pre-launch. Waitlist open. Not yet offering securities accounts.

## Contact

See /impressum for legal contact details.